Our advisory work is designed to help clients improve tax efficiency, optimize capital structure, and support stronger financial outcomes over time.
• R&D Tax CreditsClick to expand
If your business solves problems or improves processes, you may qualify. Many businesses qualify without realizing it. We identify eligible activities across a wide range of industries—including product improvement, process optimization, software development, and technical problem-solving—and secure federal and state credits to reduce tax liability and improve cash flow.
• Section 125 (Cafeteria) PlansClick to expand
Section 125 plans allow businesses to restructure employee compensation in a tax-efficient manner, reducing payroll taxes while increasing employee take-home pay.
When properly implemented, these programs can create meaningful savings for both the employer and employees, while improving retention and overall workforce satisfaction.
We design and implement compliant plans that align with broader financial and operational objectives.
• Real Estate Cost SegregationClick to expand
Cost segregation allows real estate owners to accelerate depreciation by identifying building components that can be reclassified into shorter recovery periods. This strategy can create significant near-term tax savings, improve cash flow, and enhance overall return on investment. We help clients uncover hidden value in commercial and investment properties while aligning depreciation strategy with broader ownership and tax planning objectives.
• Commercial Real Estate LendingClick to expand
We provide access to a wide network of lending sources and structure financing solutions tailored to each transaction. Whether for acquisition, development, refinancing, or recapitalization, we help clients secure competitive terms, optimize leverage, and align financing with long-term investment strategy. Our approach focuses on improving cash flow, maximizing returns, and ensuring capital is structured efficiently for both short- and long-term objectives. Typical loan sizes range from $500,000 to $50,000,000.
• Reinsurance Tax SavingsClick to expand
Structured reinsurance strategies can provide significant tax efficiency while also strengthening overall risk management. These programs allow profitable businesses to set aside reserves for future risks in a tax-advantaged manner, improving cash flow and balance sheet stability.
When properly structured and administered, reinsurance can create a powerful combination of asset protection, income deferral, and long-term financial planning. This strategy is typically best suited for consistently profitable businesses seeking more advanced, institutional-level solutions.
• FICA Tip CreditsClick to expand
The FICA Tip Credit allows hospitality businesses to recover a portion of payroll taxes paid on employee tip income above minimum wage requirements. Many restaurants and bars are eligible but never claim it. We analyze historical payroll data, calculate eligible credits, and assist with filing amended returns where applicable—often generating substantial refunds. This strategy can be applied retroactively, typically up to three years, and on an ongoing basis to improve cash flow and reduce overall tax burden.
• Life & Health PlanningClick to expand
We develop customized life and health planning strategies for business owners and key stakeholders, integrating protection, tax efficiency, and long-term financial objectives. Our approach ensures coverage is aligned with broader business and wealth strategies.